Every one of the decision makers should be held accountable. A lot sounds like it should be criminal behavior. Probably won't matter.
Same for the auditors and oversight boards. Certainly whichever federal official that gave them a waiver on some of the rules should go down too, but won't.
I don't understand how a bank can go for most of a year without anyone in charge of risk management.
As usual, regardless of what they tell us, the taxpayer will be the one holding the bag.
Oh, and did you see that FDIC is holding 1.2 TRILLION in unrealized losses on the books right now? The banks can get away with it because the Fed is even worse.